Preferred
Status
ACAP has a close relationship with multiple lenders as we help
to facilitate their loan securitization by purchasing the non-investment
rated portion of commercial loans. As a result, ACAP has access
to superior pricing, terms, and execution which we, in turn, pass
on to our customers. ACAP also provides mezzanine financing that
often helps our customers arrange greater funding and helps our
lending institutions distinguish themselves from non-ACAP lenders
to win the loan.
Direct contact with decision makers and efficient execution
We work with select lenders which can quickly respond and have
streamlined decision processes. You will be talking directly
to a decision maker. Our lenders have the authority to underwrite,
quote, and close loans up to $125 million without loan committee
approval.
Non-recourse debt
Loans offered through ACAP’s lenders are non-recourse
to the borrower save for typical borrower carve-outs.
No up front points
ACAP’s preferred status serves to make the lending process
more efficient. Borrowers are not charged any origination points
or fees by the lender.
Flexible loan programs
ACAP will identify a loan program best suited to your situation.
Sometimes the lowest interest rate is most important. For other
borrowers, the critical need may be to convert from a floating
to a fixed rate, from a shorter to a longer amortization, or
to change from a balloon mortgage to a fully amortizing loan.
For still others, a closing time frame is of paramount importance.
Whatever your objectives are, we will find a solution tailored
to your needs.
Third Party Mortgage Brokers
Our business model is similar to being a loan wholesaler. We
are delighted to work with mortgage brokers. As we do not charge
points and given our competitive loan rates, we can afford to
provide additional fees to commercial brokers
Preferred Lenders
Ixis Real Estate Capital, Merrill Lynch, CSFB, Bank of America,
National and local banks
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